ABC TV's Good Morning America news broadcast in their "Prescription for Change: Fixing American Health Care" the following statistics were reported:
• 115 Million Americans are unisured or under insured.
• Americans with salaries above $50,000 - 3% have no insurance
• Americans with salaries below $50,000 - 23% have no insurance
• Americans with salaries below $20,000 - 36% have no insurance

Our program has an answer to help any of these Americans that need to supplement their insurance due to having a high deductible, those that are under insured and those with no insurance at all.

Nothing is free. Of course not. But the our benefit product does reduce the dental and health care bills drastically. Typically a a contracted doctor with our benefit program will bill approxmiately 20 to 30% above the "medicare rates" when you are safe as an member. Our program also has a hospital advocate program where the company will agressively negotiate with your hospital for the lowest possible charges for any charges. As a member you are NEVER ALONE.

These benefit programs are a "discount fee for service" program, or "referral" program. This is not insurance. The company is the Premier Provider Access Organization in the US. They are the leader in Consumer Driven Health Care. Over 2,000,000 members strong. Over 400,000 health care providers nationwide.

Unlike insurance, this benefits program offers:
• NO DEDUCTIBLES
• NO WAITING PERIOD You can go to the dentist/doctor the SAME DAY you receive your membership activation letter
• NO PRE-AUTHORIZATION FOR TREATMENT REQUIRED You and your healthcare provider make all medical treatment decisions
• NO EXCLUSIONS ON LABORATORY PROCEDURES All laboratory tests included
• NO PAPERWORK No insurance company claim forms to deal with.
• IMMEDIATE SAVINGS You pay the reduced fee at the time of service
• ALL SPECIALISTS INCLUDED Where they are available
• ALL ONGOING DENTAL/MEDICAL PROBLEMS ARE ACCEPTED
• ORTHODONTICS INCLUDED For both children and adults
• MENTAL HEALTH SERVICES INCLUDED Where they are available
• ANCILLARY SERVICES INCLUDED Such as physical therapy, lab services, imaging centers and hearing and lasik services
• NO AGE LIMIT Programs include newborns to geriatric care
• YOU CAN CHANGE PROVIDERS Choose any of our providers, without having to notify anyone
• MEMBERSHIP FEE GUARANTEED Your membership fee will not go up for a guaranteed two (2) years
• The company does not reimburse their contracted care providers

It is a perfect fit for the "Under Insured" and a definite MUST for the "NON-INSURED".

The typical "under insured" has a high deductible to protect themselves agains a financial wipe-out over some medical catastrophy. But with a $2,500 or $5,000 deductible they never really ever use the medical benefits from their insurance. Of course the focus here was to protect against a major catastrophe, but they do spend on medical each year. AmeriPlan fits here because it works in all of the dentist and doctor visits during that deductible period (and beyond) where you are "on your own" financially.

The "non-insured" story is a family that either can't afford the high premium payments of even a high deductible insurance program. Or they had insurance but either by changing jobs or a pre-existing condition, they were cancelled and/or could not get insurance.

These are typical stories why this Medical Health Care Benefits Program is a perfect fit for your situation and your pocket book.

More than 27,000 dental providers available nationwide:
• All ongoing problems are accepted (except orthodontic treatment already in progress)
• No limit on visits or services
• No age limit
• No claim forms. You will know exactly how much you pay each time you visit the dentist.
• Orthodontics included for both children and adults
• Cosmetic dentistry included, such as bleaching or aesthetic bonded finishes in selected markets
• All specialists included (where available)

More than 12,000 optical providers nationwide including most national chains, such as Lens Crafters, Pearle Vision, Sears & JC Penney.
• Vision benefits FREE with membership
• Includes most prescription eyewear
• Includes special savings on contact lenses
• Save from up to 60% on frames, lenses & tints, scratch-resistant coatings and ultraviolet protection
• Save up to 50% on non-prescription sunglasses

More than 49,000 pharmacy locations nationwide, including most national chain pharmacies such as Walgreens, Target & CVS
• Prescription drug benefits FREE with membership
• Most all prescription drugs included
• Includes monitoring service and drug history
• Save up to 25% on MOST brand-name prescription drugs
• Save up to 50% on MOST high-volume drugs
• Most prescription drugs available by both retail and mail order

More than 7,500 nationwide participating providers
• Chiropractic benefits FREE with membership
• Free initial consultation
• No limits on visits
• 50% savings on diagnostic services
• 50% savings on all required x-rays
• 30% savings on treatment

Over 100,000 providers located nationwide, including primary care physicians, specialists and ancillary services
• No pre-authorization for treatment required
• All ongoing medical problems are accepted
• Ancillary services include physical therapy, imaging centers and hearing services
• All laboratory tests included
• Cosmetic surgery included, such as eye & face lifts and liposuction
• Hospital bills are negotiated on behalf of members on a case-by-case basis
• Plus FREE with membership the dental, vision, prescription & chiropractic programs